Making a gift to UMF through your IRA, 401(k), or other qualified plan is simple and advantageous.


  • You avoid the potential double taxation your retirement savings would face if you designated these savings to your heirs.
  • You can continue to take regular lifetime withdrawals.
  • You can maintain flexibility to change beneficiaries if your family’s needs change during your lifetime.

To make this gift:

  1. You must notify your plan’s administrator to complete a “change of beneficiary” form.
  2. Name UMF as a beneficiary of your IRA, 401(k), or other qualified plan.
  3. Designate UMF to receive all or a portion of the balance of your plan through your plan administrator.
  4. Pass the balance in your plan to UMF after your death.