Students who feel that there are special circumstances which should be taken into consideration by UMF when aid eligibility is determined should inform the Financial Aid Office of these circumstances in writing. To do so, the student and/or parent should request from the Financial Aid Office an Explanation of Special Circumstances form which should be completed and returned to the Financial Aid Office. Some situations which may be considered “special circumstances” include (but are not limited to):

  • unemployment or reduced employment
  • separation or divorce
  • loss of non-taxable income or benefits
  • loss of one-time income
  • disability
  • death of parent or spouse
  • unusual medical or dental expenses
  • other situations which affect the family’s ability to contribute to the student’s education.

In most cases, the Financial Aid Office will require some type of documentation supporting the student’s claim of exceptional circumstances to comply with Federal and University regulations.  Please be prepared to support all claims with some type of documentation.  It is not a guarantee that an appeal will result in more financial aid.